Why Us
Why Developers
Choose Ding
Four professional qualifications. One development finance specialist. A combination virtually unmatched in Australian mortgage broking.
Development-First Thinking
We don't adapt residential lending to your development. Every structure starts with your feasibility model, your builder's payment schedule, and your exit strategy—whether that's sell all, retain, or refinance.
CPA + Tax Agent + Broker
Property development touches GST registration, margin scheme elections, CGT events, depreciation, and entity structuring. Our four qualifications mean these are assessed simultaneously—not in silos.
Facilities Up to $10 Million
From a $500K duplex to a $10M multi-unit development—we have lending relationships across banks, non-banks, private credit funds, and mezzanine providers suited to every project scale.
Sydney Metropolitan Specialists
Deep understanding of Sydney council DA processes, zoning overlays, builder networks, QS firms, and which lenders have appetite for specific suburbs and development types.
Feasibility-Led Structuring
Before submitting to any lender, we stress-test your feasibility—construction costs, contingencies, interest carry, selling agent fees, GST, and profit margin—to ensure the numbers work under real-world pressure.
End-to-End Management
From DA-approved site acquisition through construction drawdowns to post-completion refinance or sell-down—we manage every lending stage. You focus on building; we manage the finance.
Qualifications
Four Lenses on Every Deal
CPA Australia
Certified Practising Accountant—feasibility analysis, financial modelling, profit extraction
Registered Tax Agent
GST, margin scheme, CGT, depreciation—development tax obligations managed from day one
Mortgage Broker
Licensed Credit Representative—residential and construction lending across major banks and specialists
Commercial Finance Broker
Commercial lending for larger developments, mezzanine, and private credit facilities
Ready to discuss your development?
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