Refinance Break Cost Analysis

Should you break your fixed rate? See if the savings outweigh the costs.

Your Numbers

Savings Analysis

Monthly Saving

$229.00

Total over 18mo

$4,122

Total Break Costs

-$8,850

Net Benefit / Cost

-$4,728

The break costs outweigh the rate saving over the remaining fixed period.

Break-Even Point

39 months