Property

Commercial Property Investment

Commercial property offers stronger yields than residential — but lending is more complex. Property type, lease terms, tenant quality and your financial position all impact the deal.

LVR up to 70%

Office & Retail

Metro office suites, suburban retail strips, medical centres. LVR typically 65–70% for investment, up to 80% owner-occupied.

Growing sector

Industrial & Warehouse

Warehouses, factories, storage units. Industrial is increasingly popular with investors. Similar LVR to office/retail.

Cross-over deal

Mixed-Use

Retail below, residential above. Can be financed as commercial or split into components. Our cross-over expertise shines here.

LVR up to 80%

Owner-Occupied

If you operate your business from the property, higher LVRs are available (up to 80%) and some lenders offer residential-like rates.

What Lenders Want to See

  • Current lease agreement with tenant details and lease term
  • Rental appraisal or market rent assessment
  • Property valuation (we arrange this)
  • Your personal financial position and existing portfolio
  • Business financials if owner-occupied
  • SMSF trust deed and member details if purchasing via SMSF

Exploring Commercial Property?

We\'ll assess the property, match the lender, and structure the deal optimally.

Submit Enquiry