Working Capital

Cashflow & Working Capital

Cash flow is the lifeblood of every business. When timing gaps between paying suppliers and collecting from customers create pressure, the right working capital facility bridges the gap.

Ongoing facility

Business Overdraft

Revolving credit facility attached to your business account. Draw and repay as needed. Interest only on the drawn balance.

24–48hr setup

Debtor Finance

Advance up to 80% of your outstanding invoices immediately. Your debtors become your collateral. Great for businesses with strong B2B sales.

Same-day possible

Unsecured Business Loans

Fast approval unsecured loans based on business trading history. No property security needed. Ideal for short-term needs.

Import/export

Trade Finance

Finance for importers needing to pay overseas suppliers before receiving goods. Letters of credit, bank guarantees and trade loans.

Choosing the Right Solution

  • Seasonal business? Overdraft with flexible limits matches your cash cycle
  • Strong invoicing but slow payers? Debtor finance unlocks trapped cash
  • One-off need? Unsecured business loan with fixed term and repayments
  • Importing goods? Trade finance covers the gap between order and sale
  • Growing rapidly? We can structure facilities that grow with your revenue

Need Working Capital?

Tell us about your cash flow needs and we\'ll recommend the right solution.

Discuss Options